Quick Answer: If a home sale includes furniture or other personal property, give the appraiser the documented transaction details. A contract price may reflect more than the real estate. Do not assume that a residential real estate appraisal also values every movable item included in the sale.
Last updated: October 27, 2026
Identify what is included
Prepare a clear list of the items addressed in the agreement. Distinguish the signed terms from informal negotiations.
Questions about whether a particular item is legally part of the property may require advice. Do not assume that a movable item became real estate simply because it appears in listing photographs.
Provide the actual agreement
Send the relevant contract and any separate item agreement through the agreed channel. If the parties change the terms, provide the updated documents.
Avoid assigning an unsupported value to furniture solely to reconcile a desired real estate price. Explain what the parties agreed and let the appraiser identify the information required for the assignment.
Keep the valuation scopes separate
A residential appraisal addresses its defined property interest and intended use. A personal-property valuation may involve different expertise and a different engagement.
Do not ask a real estate appraiser to sign an informal furniture valuation without first confirming competence and scope. Aladdin’s service coverage should not be expanded by implication.
Check lending requirements
For a mortgage transaction, ask the lender about the treatment of included items and concessions. Fannie Mae discusses non-realty giveaways and transaction terms in its lending guidance, but the applicable loan requirements need confirmation.
A private sale agreement does not guarantee lender acceptance. Get instructions before assuming that one report satisfies every recipient.
Frequently Asked Questions
Does the appraisal include the dining set?
Ask what the report values. Do not assume movable furnishings are included.
Can the contract allocate any amount to furniture?
Have the relevant advisers review the arrangement; an unsupported allocation should not be treated as verified market evidence.
Does Aladdin offer personal-property appraisals?
No such offering is asserted here. Confirm the specific service directly.
Contact Aladdin Appraisal about the residential real estate component of a Greater Boston or Eastern Massachusetts transaction. Explain the included items and intended report use before ordering.
