Quick Answer: A listing agent preparing for a UAD 3.6 appraisal should confirm access, organize accurate property records, flag unusual features early, and give the appraiser factual support without suggesting a target value. For new Fannie Mae and Freddie Mac appraisal reports initially submitted to UCDP on or after November 2, 2026, UAD 3.6 is the required format, although a lender may qualify for a GSE-approved policy exception during the transition. To receive Aladdin Appraisal's printable field checklist and seller prep sheet, fill out the UAD 3.6 checklist form.
Last updated: October 13, 2026
UAD 3.6 gives the residential appraisal report a more structured, data-driven format. For listing agents, that does not mean doing the appraiser's job. It means making reliable property information easy to verify before the visit, during the inspection, and if the lender later asks for a correction or clarification.
The most useful preparation is practical: arrange complete access, gather documents, identify features that may need explanation, and tell the seller what the visit may require. This guide covers the same preparation areas as Aladdin Appraisal's UAD 3.6 listing-agent resource, while the printable checklist remains available through the request form.
When Does UAD 3.6 Become Required for New Appraisal Reports?
Fannie Mae and Freddie Mac state that UAD 3.6 becomes mandatory for new appraisal reports initially submitted to the Uniform Collateral Data Portal on or after November 2, 2026. The controlling date is the initial UCDP submission date, not the contract date, inspection date, or appraisal effective date.
The GSEs have also announced a policy-exception process for lenders that need additional transition time. That exception does not let a listing agent choose the report format. Confirm the assignment requirements with the lender or appraiser, especially for FHA, VA, USDA, portfolio, cash, or other work that may follow different rules or timing. The current GSE timeline is explained in the Fannie Mae UAD resources and the Freddie Mac UAD 3.6 FAQ.
What Should a Listing Agent Do Before Scheduling the Appraisal?
Start by confirming the lender or appraiser's instructions and expected due date. Set the seller's expectations that the property visit may require more property-specific facts and photographs than they remember from an older appraisal form.
Plan access to every relevant interior and exterior area.
Have keys, access codes, lights, and utilities ready where applicable.
Secure pets and remove avoidable obstacles from rooms, storage areas, amenities, and outbuildings.
Identify unusual features or known record discrepancies before they become revision questions.
Preparation does not increase market value. It helps the appraiser observe the property, document it accurately, and avoid a second trip caused by inaccessible areas or missing information. Homeowners can also review how to prepare a home for a UAD 3.6 appraisal visit.
What Belongs in the Appraiser Package?
A concise, well-labeled package is more useful than a pile of marketing material. Include documents that explain the property and the transaction when they are available and relevant to the assignment.
The purchase contract and amendments, when applicable.
An accurate MLS sheet or factual feature summary.
An improvement list with the year, scope, permits, receipts, or plans when available.
Documentation for additions, conversions, accessory dwelling units, solar equipment, outbuildings, and finished areas.
A small number of genuinely relevant comparable-sale notes, kept factual and never framed as a target value.
If the listing square footage came from an older record or prior listing, verify it before treating it as settled. The difference between record data and a current measurement is covered in why town records and actual home measurements may disagree.
Which Property Features Should Be Flagged Early?
Some features routinely require more documentation or explanation. Raise them early so the appraiser can understand what exists and what supporting records are available.
An accessory dwelling unit, in-law suite, accessory unit, or more than one kitchen.
An addition, conversion, finished basement, enclosed porch, finished attic, or room-count question.
A difference among public records, floor plans, and measured above-grade area.
Shared access, an easement, a site influence, nonresidential use, water frontage, or a view.
Owned or leased solar equipment, a power purchase agreement, or another feature that needs documentation.
Do not guess about permits, legality, ownership terms, or dates. If the seller does not know, say that the information needs to be confirmed and follow up with documentation when possible.
What Should Happen on Appraisal Day?
Give the appraiser clean access and a clearly organized information package. Answer factual questions about dates, scope of work, permits, and property history. A precise answer is more useful than a sales pitch, and saying that you will confirm an unknown fact is better than guessing.
UAD 3.6 photo requirements can be required, conditionally required, or optional depending on the property and assignment. Listing agents should not invent a universal photo list for the appraiser. Make the property accessible and camera-ready, and let the appraiser follow the applicable assignment requirements.
What Should an Agent Review When the Appraisal Report Arrives?
A longer or more detailed report is not automatically a problem report. Read the property facts before focusing on the value conclusion.
Check the address, parcel, room count, condition, and quality information.
Review above-grade and below-grade area classifications.
Confirm that an ADU, outbuilding, amenity, and material site feature are described accurately.
Look for incorrect photographs, comparable locations, feature descriptions, or internal contradictions.
If a material fact is wrong, use the lender's correction or reconsideration-of-value process and provide concise supporting evidence.
More fields cannot repair weak facts. Accurate property information remains the foundation of a useful appraisal report.
UAD 3.6 Listing Agent Preparation at a Glance
Stage | Listing agent action | Purpose |
|---|---|---|
Before scheduling | Confirm instructions, timing, access, utilities, and seller expectations | Reduce preventable access and scheduling issues |
Before the visit | Build a factual property package and identify unusual features | Give the appraiser reliable information to verify |
On appraisal day | Provide full access and answer factually without guessing | Support accurate observation and reporting |
After delivery | Review property facts and use the lender's process for material errors | Correct documented inaccuracies through the proper channel |
How Can I Get the Printable UAD 3.6 Checklist?
The downloadable checklist is not posted directly in this article. To receive Aladdin Appraisal's printable UAD 3.6 Listing Agent Checklist and seller preparation resource, complete the UAD 3.6 checklist form. The form asks for your contact details, coverage area, and office so the resource can be delivered to you.
Frequently Asked Questions
What is UAD 3.6?
UAD 3.6 is the modernized Uniform Appraisal Dataset and redesigned Uniform Residential Appraisal Report used for residential appraisal data submitted through UCDP. It replaces the older fixed-form structure with a more flexible, data-driven report. For a broader overview, read what UAD 3.6 is and how the modernized appraisal report works.
Is UAD 3.6 required on November 2, 2026?
For new Fannie Mae and Freddie Mac appraisal reports initially submitted to UCDP on or after November 2, 2026, UAD 3.6 is the required format. The GSEs have announced a policy-exception process for qualifying lenders that need additional transition time, so the lender or appraiser should confirm the format for a specific assignment.
Does the inspection date determine whether UAD 3.6 is required?
No. The GSE mandate is based on the initial UCDP submission date, not the contract date, inspection date, loan application date, or appraisal effective date.
Can a listing agent give comparable sales to the appraiser?
A listing agent may provide factual, genuinely relevant market information when the assignment process permits it. Keep the information concise, explain why each sale may be relevant, avoid suggesting a target value, and follow the lender or appraiser's communication instructions.
Will preparing the seller change the appraised value?
No. Preparation does not create value. It supports accurate access, documentation, measurement, and property reporting so the analysis is based on reliable facts.
Where can agents request the UAD 3.6 checklist?
Agents can fill out Aladdin Appraisal's UAD 3.6 checklist form to receive the printable resource.
This article provides general information for listing-agent and seller preparation. The lender, agency, GSE, and specific appraisal assignment requirements control. Confirm the applicable format, timing, and documentation with the lender or appraiser.
Want the printable field checklist and seller prep sheet? Request the UAD 3.6 Listing Agent Checklist.
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